If someone has a bad credit history, then getting your car insurance done can be bit difficult for you. As a result, you may get higher interest rates or even get your loan application refused. But, fortunately some lenders can offer you finance and that too at lower interest rates. All that you require is to adjust some of your wishes according to their terms and conditions. For instance, if you can buy a second hand car instead of a new one, you can be able to get car finance easily at cheaper rates; otherwise you have to delay the idea of getting insurance done of your vehicle.